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Buying the real estate in Spain

One can talk about all the positive aspects of purchasing real estate in Spain for hours: beautiful Mediterranean coastline, wonderful climate and good-natured and smiling people. You can invest with all the benefits and guarantees even now.

In addition to the standard scheme of buying real estate in Spain, we suggest you buying an apartment or house of your dreams according to the scheme of purchasing real estate directly from banks. It is the 100% guarantee of buying an accommodation in Spain at the best prices. The so-called "real estate banking" offers an interesting range of offers in all regions of Spain. If you have preference for certain regions, our overseas real estate agency staff will pick up real estate in Spain that meets all your preferences. Over the years, the process of completing the purchase of real estate in Spain has been perfecting. Processing system that was established by law and notary, strikes off any cheats. Notary in Spain is fully responsible for the signed document and therefore the purity of the transaction is guaranteed. The buyer gets a property in Spain to its rightful owner after the signing the notary contract of sale.

PROCESS OF PURCHASING AND REGISTRATION OF REAL ESTATE IN SPAIN:

Property in Spain can be acquired and registered on a physical person as well as on a legal person. This is a big plus in buying property in Spain, there are no restrictions for foreigners there, and you can safely choose any object you like.

  1. The first stage of buying property in Spain is the object you choose, house or apartment of your dreams in Spain. At this stage, you pay a small deposit of about 2000 euros and sign a private contract of Spanish real estate sale, which specify all the conditions for further payments. If the object you selected was still under construction, the timing and amounts of payments are directly dependent on the stage of readiness of the object.
  2. The second stage of buying property in Spain lasts from the moment of signing the private contract of real estate sale to the notary registration. It takes about 1.5 months, with the full availability and delivery of the object or if real estate belongs to the secondary housing. During this time the buyer formalizes a mortgage and makes the necessary remittances according to the signed contract.
  3. The third stage of buying property in Spain is the stage of signing a real estate sales act in notary and the mortgage agreement with the bank. All this happens at the same time. The buyer should present in person. In the case of a married couple, both spouses should present in person or be represented by power of attorney. Before a notary registration, the customers’ Foreigner Identification Number (NIE) is requested. It is necessary for the bank, the notary and Property Registration as well as you'll need it when buying a car or paying taxes. This number is assigned once and remains unchanged. This number is requested in police department dealing with foreigners. And it is issued on the basis of certain documents package. The process of issuing the number takes up to 2-weeks, depending on the city. The actions of the notary towards the registry includes: a request and verification of reliable information on the basis of a formal request to the notarial register of the real estate from where an informative extract with all the data on property in Spain comes. In this extract the owner, the date, owner’s share, the name of the notary who signed the transaction, inventory number, all encumbrances that are on this object are specified. During this period, all transactions on this real estate item are blocked until the notary will send back a copy of the contract showing the new real estate owners. This allows us to completely eliminate the possibility of selling the same object to different buyers. If, together with the process of buying real estate in Spain one makes a mortgage loan, notarial signing the purchase agreement and the contract with a mortgage loan bank occur simultaneously. Registering this documentation in the registry of property also occurs at the same time.
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